“Occurrence” In Massachusetts Requires Damage to Other Property

Because the underlying complaint did not allege that the insured’s faulty workmanship did not damage anything other than the insured’s work, it did not allege an “occurrence.”  Ladd v. Arbella Protection Ins. Co., No. 23-P-1427,  105 Mass. App. Ct. 1116 (Mass. Ct. App. 2/25/2025).  The opinion is unpublished which means it is  persuasive but not binding.

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