"Property damage"CaselawIllinoisInsuring AgreementOccurrence

Illinois “property damage” caused by an “occurrence”

In Stoneridge Development Co., Inc. v. Essex Ins. Co., No. 2-06-1166  (Ill. App. 2 Dist. May 6, 2008), insured general contractor Stoneridge built and sold ...
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"Property damage"CaselawIllinois

Illinois “property damage”

In Amerisure Mut. Ins. Co. v. Microplastics, Inc., No. 09-3764 (7th Cir. Sept. 20, 2010), insured Microplastics sold molding components to Valeo which Valeo in ...
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"Property damage"CaselawFloridaInsuring AgreementOccurrence

Florida “property damage” caused by an “occurrence.”

In Auto-Owners Ins. Co. v. Pozzi Window Co., No. SC06-779  (Fla. June 12, 2008), homeowner Perez sued insured general contractor Coral Construction, window manufacturer Pozzi, ...
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"Property damage"CaselawFloridaInsuring AgreementOccurrence

Florida “property damage” caused by an “occurrence.”

In U.S. Fire Ins. Co. v. J.S.U.B., Inc., No. SC05-1295  (Fla. Dec. 20, 2007), a subcontractor’s use of improper soil and improper soil compaction and ...
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ArkansasCaselawOccurrence

Arkansas “occurrence”

In Essex Ins. Co. v. Holder, No. 07-803 (Ark. March 6, 2008), the insured general contractor was sued by a homebuyer, prior to completion of the ...
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"Property damage"ArizonaCaselawLoss of usePhysical injury

Arizona “property damage” during the policy period.

In University Mechanical Contractors of Arizona, Inc. v. Puritan Ins. Co., 723 P.2d 648 (Ariz. 1986), the insured’s pipe and coupling system was installed by ...
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"Property damage"Caselawl. Your completed workOccurrenceSubcontractor work exceptionTennessee

Tennessee “property damage” caused by an “occurrence,” and “your work” exclusion.

In Travelers Indemnity Co. of America v. Moore & Associates, Inc., 216 S.W. 3d 302 (Tenn. 2007), claimant Hilcom hired insured general contractor Moore to ...
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Caselawl. Your completed workOccurrenceSubcontractor work exceptionTriggerWest Virginia

West Virginia “property damage” caused by an “occurrence,” subcontractor work exception to “your completed work” exclusion, and trigger

In Simpson-Littman Construction, Inc. v. Erie Ins. Prop. & Cas. Ins. Co., No. 3:09-0240 (S.D. W.V. Sept. 13, 2010), claimant Bush hired insured general contractor ...
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"Property damage"CaselawDuty to defendTexas

Texas “property damage” and duty to defend target tender

In Mid-Continent Cas. Co. v. Academy Development, Inc., No. H-08-21 (S.D. Tex. Aug. 24, 2010), insured subdivision developer Academy was sued by homeowners seeking damages ...
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AlabamaCaselawContractual LiabilityEarth Movement/Subsidencel. Your completed workOccurrence

Alabama “occurrence” and contractual liability, earth movement/subsidence, and your completed work exclusions.

In Hermitage Ins. Co. v. Champion, No. 2:09cv398-MHT (M.D. Ala. April 27, 2010), Champion hired Gallops to build a house.  Gallops in turn hired subcontractors ...
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